Insurance options

[Eufaula_Matt]

Greetings all,we need to insure our new to us Sovereign 24 and I was wondering what kind of coverage others choose.
Agreed value vs cash value?
Full coverage vs liability only?
I'm leaning toward full coverage.
Any info would be appreciated as we have little experience in this area.
Fair winds to all
Thanks, Matt

[jotruk]

I use Progressive with an agreed on value. seems to be a good option and reasonable also.

[CharlieJ]

I use Progressive, liability only since the boat is over 50 yrs old. Costs me $100 a year for $300,000

[Eufaula_Matt]

Thanks for the replies.
I got 2 quotes from BoatUS $158 a year for cash value or $204 for n agreed value($8500).
I'm thinking of going with agreed value because I'm not sure how cash value is determined.
For $46 a year more it might give me a little more peace of mind.
Either way,have to have insurance by next Saturday to rent the slip our boat is in now.
On another note,just got back from our first sail- couldn't have been better!
Can't wait till next Saturday!